Questions, answered plainly
The things people ask before they open an account, and the answers we would give on a call.
Is AfriLegacy AI legitimate? What you can check yourself
Is AfriLegacy AI a scam?
No, but do not take our word for it. Before you deposit anything, check three things: where client money is held, whether a payout returns to the method you paid with, and whether every cost is named before you confirm. All three are answered on this page, and you can hold us to them.
Is my money safe with AfriLegacy AI?
Client deposits sit in a segregated account, separate from company funds, with regulated payment partners, so they are never used to run the business. That does not remove market risk: a position can lose value, and no honest platform will tell you otherwise.
Can I withdraw whenever I want?
Yes. A payout goes back to the same method you deposited with, normally within one business day once KYC verification is complete. You do not have to explain why you are withdrawing.
Is AfriLegacy AI regulated?
AfriLegacy AI is FSCA regulated, operating under the rules set for financial services providers in South Africa. Ask your analyst for the licence details before you deposit, any licence can be looked up in the public FSCA register yourself.
What is the catch, how does AfriLegacy AI earn money?
From a commission on completed operations and from paid training, and from nothing else. We take no share of your deposit and we do not earn when a position loses. Every commission and spread is shown before you confirm.
Frequently asked questions
How much money do I need to start investing?
The minimum deposit is R4,100. You can start building your investment portfolio from that amount and add to it over time as your income grows.
What is the spread on trades and commissions?
All trading costs are shown transparently before you commit to any trade. You will see the exact commission and spread that applies to your account - there are no hidden charges buried in the fine print.
Can I practice trading on a demo first?
Yes. Demo trading lets you get familiar with the platform and the way AI signals work without risking any real capital. Your analyst can walk you through the entire process.
Is online investing safe for South African beginners?
Yes, if you use a regulated broker. AfriLegacy AI is FSCA regulated and uses industry-standard security, two-factor authentication and segregated accounts to protect your capital. Like all investing, your money is at risk and can go down as well as up.
How long does it take to withdraw profits?
Withdrawals are processed within one to three business days once you request them from your dashboard. Funds return to your chosen payment method - EFT transfers and card refunds are both supported.
What documents do I need for account verification?
KYC verification requires proof of identity and a recent utility bill or bank statement. The process takes a few minutes and keeps your account secure from fraud.
Are there hidden fees when I withdraw money?
No. Withdrawal fees, if any, are stated in your account statement before you hit submit. AfriLegacy AI does not surprise you with charges at the last moment.
How do AI trading signals work exactly?
The AI engine scans markets for patterns and sends you trading alerts based on your risk profile and goals. Your personal analyst reviews each signal and explains the reasoning before it becomes a trade. You always approve it or ask them to adjust.
What happens to my money if markets crash?
Your capital is at risk in all market conditions. Volatility works both ways - that is why AfriLegacy AI emphasizes diversification across assets and a clear risk profile matched to your goals. Your analyst helps protect your portfolio during downturns.
How do I log in to AfriLegacy AI?
Sign in with your email and password from the login page. Two-factor authentication protects your account. If you forget your password, you can reset it instantly from the login screen.
Do I need any trading experience?
No experience needed. Every member gets a personal financial analyst who manages your portfolio and explains every decision. The analyst handles the strategy - your job is to set your goals and approve the plan.
What makes AfriLegacy AI different from other brokers?
You get a dedicated financial analyst paired with AI-assisted trading and real market analysis. It is not a budgeting app - it is a platform to put your capital to work and build long-term wealth through intelligent investing.
Can I close my account and get my money back?
Yes. You can withdraw your entire balance at any time by requesting it from your dashboard. There are no exit fees or lock-in periods - your money belongs to you.
Deposits, fees and withdrawing profits
How much money do I need to start investing with AfriLegacy AI?
You can open an account from R4,100. That figure is deliberately low so you can start small, see how the platform behaves and add more once you are comfortable.
Account, login and security
How do I log in to my AfriLegacy AI account?
Use the email and password you registered with on the sign-in page, with two-factor auth adding a second check on top. If you forget your password, the reset link arrives by email in minutes.
Can I close my account and get cash back?
Yes. Withdraw your full balance and tell the support team you want to close the account. There is no cancellation fee and no waiting period beyond the normal withdrawal processing time.
Can I practise on a demo first?
Yes, demo trading is available before you commit real money, so you can see how AI signals and the dashboard work without any capital at risk.
Investing involves risk, including the possible loss of some or all of the capital you invest. The value of investments can go down as well as up, and you may get back less than you put in. Do not invest money you cannot afford to lose.